KDMIアナリストの成長分析によると、歯科保険市場の売上は2033年までに5,028億米ドルに。同市場は、保険範囲、処置の種類、人口統計、エンドユーザー、地域別にセグメント化されています。
According to a research report on the global dental insurance market , the market is expected to grow at a CAGR of 9.2 % between 2024 and 2033, and is further projected to generate a market size of USD 502.8 billion by the end of 2033. In 2024, the market size was USD 232.7 billion .
Dental insurance is a form of medical insurance designed to cover dental treatment costs including routine check-ups, dental imaging, and major procedures such as dentures and bridges. In recent years, growing awareness about oral health has boosted the dental insurance sector. According to estimates in 2022, roughly 3.5 billion people worldwide suffer from oral diseases. Hence, the push for preventive care motivates people to undergo regular dental check-ups, thus driving market growth and advancing insurance options. Cigna, Delta Dental Plans Association, and MetLife Inc. are some of the key players in the global dental insurance market.
Emerging markets with a growing elderly population have huge business potential for the dental insurance industry. The growth of the dental insurance market in Japan is linked to the advancement of an aging society. According to a survey, periodontal disease becomes more common with age in Japan, with the incidence rate exceeding 50% at age 50. Dental insurance companies can also design dental health plans customized to the needs of the elderly, ultimately contributing to the growth of the market. Tokuyama Dental, Sankyu Insurance Services Co., Ltd., and GC Corporation are some of the key players in the dental insurance market in Japan.
Dental Insurance Market : Report Scope |
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Base year |
2023 |
Estimated market size |
US$ 232.7 billion in 2024 |
Estimated Year |
2024-2033 |
Estimated market size |
US$502.8 billion in 2033 |
CAGR value |
9.2% |
Dental Insurance Market Key Trends/Key Growth Drivers |
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Constraining Factors |
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Dental Insurance Market Segmentation |
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Major players in the dental insurance market |
Aetna Inc (USA), Allianz (Germany), AFLAC INCORPORATED (USA), AXA (France), Ameritas Mutual Holding Company (USA), Delta Dental Plans Association (USA), Cigna Healthcare (USA), MetLife Services and Solutions, LLC (USA), HDFC ERGO General Insurance Company Limited (India), Humana (USA) |
A sharp rise in dental disease:
Oral hygiene is often overlooked by the general public, governments and healthcare professionals. However, a recent report by the World Health Organization (WHO) showed that the number of oral disease cases has soared by 1 billion worldwide over the past 30 years. Research also shows that poor dental hygiene can affect not only physical health but also mental health, and tooth decay can lead to pain and discomfort. As dental diseases become more prevalent, the demand for both preventive and advanced dental treatments is increasing. As a result, more people are seeking regular dental check-ups, professional cleanings and specialized oral care. This growing trend is playing a key role in strengthening the insurance market and encouraging dental insurance companies to introduce improved insurance options and plans. Thus, dental insurance reduces the financial burden by covering the costs and ensuring affordable dental care.
Expanding research and development:
Companies are investing heavily in research and development to create improved dental technologies and solutions that improve patient outcomes and reduce dental care costs. Global investments in research and development have reached an all-time high of nearly US$ 1.7 trillion. The surge in research and development in the dental sector presents lucrative market opportunities that will lead to breakthrough dental treatment technologies and innovative insurance solutions. For instance, technological advancements in digital dentistry, such as AI-powered dental diagnostics and 3D imaging, are revolutionizing dental care. Adopting such cutting-edge technologies will enable insurance providers to develop a wider range of insurance policies that will encourage more enrollment. Thus, this expansion in research and development is driving the market by evolving dental insurance solutions to cover the latest treatments.
High insurance premiums:
Rising insurance premiums are a major hurdle that affects both policyholders and insurance companies. Dental insurance is often more expensive than general medical insurance, making it difficult for many people to afford. This financial burden impedes widespread adoption, leading to low market penetration and limited access to essential oral health care.
Challenges in claims approval and reimbursement:
Issues with billing and reimbursement remain a significant concern in dental insurance, leading to frustration for both patients and providers. The process of claim submission and approval is often time-consuming and cumbersome. Additionally, insurance companies tend to reimburse at rates lower than the actual cost of services, resulting in increased out-of-pocket costs and limited access to dental services.
Experts at KD Market Insights have segmented the Global Dental Insurance Market research report into:
Coverage Scope |
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By procedure type |
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By demographics |
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By end user |
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By region |
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The key factors driving the North American dental insurance market are the increasing number of patients suffering from oral health issues, a strong customer base for insurers, and the growing number of dental implant procedures in the region. Countries such as the US and Canada have seen a surge in the number of dental patients and well-established dental healthcare facilities with advanced technology. Also, more than one in seven elderly people experience tooth loss. Hence, dental insurance is widely accepted. Moreover, the rise in the population requiring implant treatment and the success rate of implant surgery creates a high demand for dental implants. The region is also witnessing improvement in dental procedures due to the increasing demand for teeth cleaning and procedures. Hence, the increasing effectiveness of treatments is leading to the rise in the demand for dental insurance across the region.
The dental insurance market in Asia Pacific is expected to accelerate the most in the coming years. The increasing number of people prioritizing regular dental check-ups and preventive care, growing adoption of insurance plans, and heavy investments in advanced healthcare infrastructure are driving the dental insurance industry. In this region, China and India are the major hotspots for dental insurance business, while South Korea and Japan are benefiting from a strong tech-driven healthcare environment. Moreover, in China, the presence of pioneering dental technology manufacturers, growing public awareness, and continuous improvement in surgical techniques are further driving the demand for customized dental care. Meanwhile, in India, favorable dental insurance schemes are projected to boost the market expansion.
Europe is likely to witness growth in the global dental insurance industry during the forecast period. This rapid growth is due to a combination of factors pointing to the fluctuating healthcare landscape in the region. Countries such as France, Italy, Germany, and the UK have developed dental industries and are home to various key players in the market. European governments are supporting awareness of health check-ups and providing subsidies for several treatments, further fueling the market growth. Moreover, the aging population in Europe is increasing, which is boosting the demand for dental insurance to cater for various dental ailments. Additionally, the rise in affluence in European countries is also resulting in increased spending on healthcare, including dental insurance.
According to analysts at KD Market Insights, five companies are leading growth in the North American dental insurance market:
Major companies with the top share in the global dental insurance market
1. Abstract
1.1. Market Overview
1.2. Main findings
1.3. Market Trends
1.4. Market Outlook
2. Introduction
2.1. Scope of the Report
2.2. Research methodology
2.3. Definitions and Prerequisites
2.4. Acronyms and Abbreviations
3. Market Dynamics
3.1. Drivers
3.2. Inhibitors
Opportunities
Challenges
4. Global dental insurance market
4.1. Market Overview
4.2. Market size and forecast
4.3. Market segmentation
4.3.1. By coverage
4.3.2. By procedure type
4.3.3. Demographics
4.3.4. By end user
4.3.5. By region
5. Market segmentation by coverage
5.1.1. Dental Preferred Provider Organizations (DPPOs)
5.1.2. Dental Health Maintenance Organizations (DHMOs)
5.1.3. Dental Insurance Plans
Other
6. Market Segment by Procedure Type
6.1.1. Primary
Basics
Prevention
Other
7. Demographic Market Segmentation
Elderly
Adults
Minors
Other
8. End Users Market segmentation by end user
Individuals
8.1.2. Legal entities
Other
9. Regional Analysis
North America
United States
9.1.1.1. Market size and forecast
9.1.1.2. Main trends and developments
9.1.1.3. Market analysis by targeting, procedure type, demographics and end user
9.1.1.4.
Canada
9.1.2.1. Market size and forecast
9.1.2.2. Key trends and developments
9.1.2.3. Market analysis by coverage, procedure type, demographics and end user
Mexico
9.1.3.1. Market size and forecast
9.1.3.2. Key trends and developments
9.1.3.3. Market analysis by coverage, procedure type, demographics and end user
Europe
United Kingdom
9.2.1.1. Market size and forecast
9.2.1.2. Key trends and developments
9.2.1.3. Market analysis by coverage, procedure type, demographics and end user
Germany
9.2.2.1. Market size and forecast
9.2.2.2. Main trends and developments
9.2.2.3. Market analysis by coverage, procedure type, demographics and end user
France
9.2.3.1. Market size and forecast
9.2.3.2. Main trends and developments
9.2.3.3. Market analysis by coverage, procedure type, demographics and end user
Italy
9.2.4.1. Market size and forecast
9.2.4.2. Key trends and developments
9.2.4.3. Market analysis by coverage, procedure type, demographics and end user
Spain
9.2.5.1. Market size and forecast
9.2.5.2. Main trends and developments
9.2.5.3. Market analysis by coverage, procedure type, demographics and end user
9.2.6. Rest of Europe
9.2.6.1. Market size and forecast
9.2.6.2. Main trends and developments
9.2.6.3. Market analysis by coverage, procedure type, demographics and end user
9.3. Asia Pacific
China
9.3.1.1. Market size and forecast
9.3.1.2. Key trends and developments
9.3.1.3. Market analysis by coverage, procedure type, demographics and end user
Japan
9.3.2.1. Market size and forecast
9.3.2.2. Main trends and developments
9.3.2.3. Market analysis by coverage, procedure type, demographics and end user
India
9.3.3.1. Market size and forecast
9.3.3.2. Main trends and developments
9.3.3.3. Market analysis by targeting, procedure type, demographics and end user
Australia
9.3.4.1. Market size and forecast
9.3.4.2. Main trends and developments
9.3.4.3. Market analysis by coverage, procedure type, demographics and end user
South Korea
9.3.4.5. Market size and forecast
9.3.4.6. Key trends and developments
9.3.4.7. Market analysis by application, procedure type, demographics and end user
9.3.5. Rest of Asia Pacific
9.3.5.1. Market size and forecast
9.3.5.2. Main trends and developments
9.3.5.3. Market analysis by geography, procedure type, demographics and end user
9.4. Latin America
Brazil
9.4.1.1. Market size and forecast
9.4.1.2. Key trends and developments
9.4.1.3. Market analysis by coverage, procedure type, demographics and end user
Argentina
9.4.2.1. Market size and forecast
9.4.2.2. Key trends and developments
9.4.2.3. Market analysis by coverage, procedure type, demographics and end user
Colombia
9.4.3.1. Market size and forecast
9.4.3.2. Key trends and developments
9.4.3.3. Market analysis by coverage, procedure type, demographics and end user
9.4.4. Rest of Latin America
9.4.4.1. Market size and forecast
9.4.4.2. Main trends and developments
9.4.4.3. Market analysis by coverage, procedure type, demographics and end user
9.5. Middle East and Africa
South Africa
9.5.1.1. Market size and forecast
9.5.1.2. Key trends and developments
9.5.1.3. Market analysis by coverage, procedure type, demographics and end user
Saudi Arabia
9.5.2.1. Market size and forecast
9.5.2.2. Main trends and developments
9.5.2.3. Market analysis by geography, procedure type, demographics and end user
United Arab Emirates
9.5.3.1. Market size and forecast
9.5.3.2. Main trends and developments
9.5.3.3. Market analysis by geography, procedure type, demographics and end user
9.5.4. Rest of the Middle East and Africa
9.5.4.1. Market size and forecast
9.5.4.2. Main trends and developments
9.5.4.3. Market analysis by geography, procedure type, demographics and end user
10. Competitive Landscape
10.1. Market Share Analysis
10.2. Company Profile
10.2.1. Aetna (USA)
10.2.2. Allianz (Germany)
10.2.3. Aflac (US)
10.2.4. AXA (France)
10.2.5. Ameritus Mutual Holding Company (USA)
10.2.6. Delta Dental Plans Association (USA)
10.2.7. Cigna Healthcare (US)
10.2.8. MetLife Services & Solutions (USA)
Other
11. Strategic Recommendations
12. Appendix
12.1. List of Tables
12.2. List of Figures and Tables
13. References